Home / Personal Banking

Personal Banking Built for Real Life

Everyday accounts, savings that grow, and credit tools that help you build a stronger financial future — all managed from a single dashboard.

Everyday accounts

Checking that stays out of your way

Our Everyday Checking account is designed for people who want to spend, save, and move money without watching for fees. No monthly maintenance charges, no minimum balance, and no overdraft traps.

Free access to 55,000+ Allpoint ATMs across the U.S.
Instant transfers to family, friends and other banks
Debit card with real-time spending notifications
Optional overdraft grace: 24 hours to make it right, fee free

Choose your account

Three simple accounts. Zero games.

Everyday Checking

$0 monthly fee. Unlimited transactions, mobile deposit, and paperless statements.

No minimum balance
Free Visa® debit card
Zelle® integrated

High-Yield Savings

Up to 4.85% APY. Interest compounded daily and paid monthly.

No minimum deposit
Automated savings goals
FDIC-insured through partner banks up to $250,000

Certificate of Deposit

Terms 6–60 months. Lock in guaranteed rates and grow savings on schedule.

$500 minimum
Rates up to 5.15% APY
Automatic renewal or transfer

Money habits, made easier

Tools that turn intention into action

Round-Up Saver

Every debit card purchase rounds up to the next dollar; the change moves to your savings automatically.

Goal Buckets

Divide your savings into named buckets — Emergency Fund, Vacation, Down Payment — and track progress visually.

Bill Radar

See every upcoming bill in one calendar view. Get an alert two days before, so nothing surprises you.

Credit-Score Monitor

Free VantageScore® updates and personalized tips to help you improve your credit health over time.

Insight Reports

Monthly plain-English reports show where your money went and where to look for savings.

Family Sharing

Share limited views with a partner or teen so everyone in your household stays informed.